2 min read
Gearing = debt ÷ equity. It shows how reliant the business is on borrowing versus owners' capital.
How to use it
Enter your figures above — the result updates instantly. The numbers stay in your browser. Results are illustrative, not a quote or credit decision.
Frequently asked questions
Is high gearing bad?
Not inherently — it can boost returns. But it raises risk if income falls, and lenders watch it closely.
Is this a quote?
No — it's a free illustration. Your actual Credit Corp offer depends on an assessment of your company.
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